ΠΕΡΙΓΡΑΦΗ

Financial Technology (in short FinTech) is part of our everyday life both for our professional/business and personal affairs.  Fintech is disrupting and challenging the financial sector. New, emerging, and cutting-edge technologies such as blockchain, artificial intelligence (AI), machine learning (ML), big data and analytics are used in financial services to develop solutions that assist investors, consumers, and financial institutions.  Today, fintech applications have gone mainstream, bringing innovation to traditional financial services, enabling financial institutions to deliver financial services, consumers to consume financial services and investors to invest in a faster, cheaper, more innovative, efficient, and human-centred way than ever before. 

FinTech is here to stay.  The growing interest in FinTech manifests at all levels and players within the financial and professional services industry. Both large and small companies, incumbents and technology-reliant start-ups leverage different technologies to provide enhanced and innovative financial services and products.  With the increasing and unprecedented impact of digitalization, innovation and technology development on financial services, the relevant regulatory framework changes and adapts to accommodate the new state of affairs. This results in large and complex legal and regulatory frameworks.  Thus, this developing financial services landscape and these new, technology-based business models require constant and strong legal and technical knowledge. 

This training course aims to provide a basic theoretical and practical knowledge of financial technology to facilitate the understanding of fintech impact on financial services and the relevant laws and regulations. The course is designed by and utilizes the international practical experience of an acclaimed industry expert. 

Participants will explore the ever-changing landscape of the FinTech industry while examining the most important developments in the legal and regulatory regimes concerning Fintech and the way FinTech is using different technologies to transform financial services.  The discussion will also focus on various types and business models of FinTech as well as its market players and the role of regulators. Furthermore, various types of fintech start-ups and innovative fund-raising methods will be explored.  Moreover, participants will discuss the role of regulation and regulators in FinTech.

ΣΚΟΠΟΣ ΣΕΜΙΝΑΡΙΟΥ

By the end of the programme, participants will:

• Be introduced to the Fintech industry
• Explore emerging technologies and their impact on financial services
• Identify the various types, business models and market players of FinTech
• Explore neo banks and challenger banks
• Discuss about blockchain and AI in FinTech
• Explore FinTech companies and the ways of raising money
• Understand the role of regulation in FinTech
• Learn about the latest developments in the laws and regulations concerning, involving or affecting fintech

ΣΕ ΠΟΙΟΥΣ ΑΠΕΥΘΥΝΕΤΑΙ

This programme is suitable for professionals, business leaders, digital innovators and others who are interested in learning or gaining insights about financial services technology. 

The programme is ideal for:

• Lawyers (EU, third-country, other)
• Legal Service Professionals
• EU Lawyers and all Legal Services Professionals
• Legal Advisors, Legal Projects Managers and Legal Analyst
• Attorneys of the Republic
• Internal Lawyers (working in any legal department of an organization or government)
• Graduate/Junior Lawyers
• Law Students, Researchers, Drafters
• Compliance Managers/officers
• Financial advisors
• Government Agencies
• Managers of all Functions (HR, Projects, Strategy, Technology, Innovation)
• Corporate Administrators

ΠΕΡΙΣΣΟΤΕΡΕΣ ΠΛΗΡΟΦΟΡΙΕΣ

Training Outline 

The FinTech Landscape

• Introduction to FinTech: What problems does FinTech solve?
• Financial Services impacted by emerging technologies
• FinTech types, business models and market players.
• Main fintech developments:
• Banking and Payments reinvented: Neo banks and challenger banks
• Blockchain and the cryptocurrency market in FinTech:
• AI FinTech and Digital Transformation
• FinTech startups and raising money
• FinTech: Law, Regulation & Policy
• The role of regulation and the Future of FinTech
• EU Strategies: General Overview
• Payments framework: Instant Payments, PSD2 overview and PSD2 assessment towards PSD3
• Markets in Crypto-assets Regulation (MiCAR) and impact on payments
• Cryptoassets Regulations: MiCAR, DLT Pilot Regime, and AML Package (including travel rule recast for cryptoassets)11. Digital Euro
• Digital Resilience in fintech: DORA

Training Style 

The programme is designed to provide a deep explanation of the financial services technology industry which disrupts the traditional financial services industry.  Participants will gain knowledge mainly via live online sessions supported by power-point presentations. At the end of the programme, participants will have the opportunity to pose questions and further discuss during the Q&A session. 

CPD Recognition 

This programme may be approved for up to 7 CPD units in Financial Regulation. Eligibility criteria and CPD Units are verified directly by your association, regulator or other bodies which you hold membership. 

For the CySEC requirements, CPD units attained from this course should not exceed the 50% of the total CPD Units of each individual.

Trainer: Christiana Aristidou

Christiana Aristidou is an industry expert and thought leader who stands above subject-matter expertise and is an authority in her field. She is a passionate educator educating and training regulators, public authorities, incumbents, private organizations of all sizes, investors and entrepreneurs in Cyprus, the EU and internationally. A pioneer in the field of training course design, development and delivery, Christiana creates comprehensive training courses with innovative subject combinations and unique content, falling mainly in the intersection of Regulation, Business Law and Technology.     Christiana is a Business Technology Lawyer, CEO of “The Hybrid LawTech Firm”, empowered by Christiana Aristidou LLC, regulated by the Cyprus Bar Association (membership since 1997). She is the Director of SmartCity Business, a company that aims to create smart laws and business models that can be used by smart cities to assess what value they offer citizens by integrating ICT and emerging technologies into their infrastructure and services, enabling the acceleration of change from smart cities to smart societies. She is also a non-executive Director of Rhea Legal Tech, a company that offers AI, machine learning and automation solutions to the legal, regulatory and supervisory industries.     Christiana is the President of the CBA’s Technology Committee, a National Delegate to the ISO TC/307 Blockchain Committee actively contributing to Working Group 3 drafting standards on Smart Contracts and to Working Group 6 on Blockchain use cases. She is a member of ITU and has served in ITU-FG-DLTs. She is also a Certified International Legal Project Practitioner (IILPM), a member of the PMI Cyprus Chapter, an approved HRD Trainer, the Ambassador of European Legal Technology Association (ELTA) in Cyprus, and a Digital Transformation Specialist. Christiana is a co-founder, and, until recently, the Vice-Chair of the Cyprus Blockchain Association (CBA) which has recently merged with the Cyprus Blockchain Technologies (CBTs). She is currently a board member of CBTs and holds advisory and directorship positions in technology companies. Christiana is a regular speaker at local and international Law and Technology conferences.     Christiana holds a Bachelor’s in Law from the Kapodistrian University of Athens, three (3) LL.M degrees: 1. in Common Law, 2. International Commercial and Business Law (UEA-UK) and 3. Computers and Telecommunications Law (Queen Mary-UoL). She also holds a Certificate in International Commercial Arbitration (Cologne-Germany) and a certificate in Digital Currencies from the University of Nicosia.